Where We Operate

• Growing adoption of mobile eWallets by younger consumers - 35% of millennials now use their mobile phone to make payments in store and online. Ingenico ePayments system supports this payment method.
• Cards remain the favored payment method - 49% of North America's consumers prefer to use credit cards to make payments, while 35% use debit cards.
• Success relies on security - Research indicates that American consumers favor security over other benefits, with 74% of consumers favoring a payment method with greater security. This is another driver of mobile growth, with the ability to stop transaction, and turn cards on and off.
• eCommerce is king - 37.4% of US shoppers shop less often in store due to the vast array of products, cheaper shipping and convenience of online. 9.4% higher than the global average.

Find out more about our North American Payment Offering.

• Largest share of global payments revenue - 45%, with China predicted to see the largest growth of non-cash transactions in the region between 2016 and 2020.
• Opportunities in rural areas - merchants are yet to fully tap into consumer spending in rural Asia. Mobile payments occur mainly in the large cities, despite growth in smartphone ownership regionwide.
• Cash reduction initiatives driving growth in non-cash payments - whilst China's growth is driven largely by technological curiosity, India and South Korea is a result of aggressive cash reduction initiatives by the respective governments.
• Local marketplaces thriving - across Asia, by offering familiarity and rewarding customer loyalty, local marketplaces are standing up to global brands, unable to meet the diverse demands of consumers across such a large region. Our ePayments system enables you to offer locally favored payment methods.

Find out more about our APAC Payment Offering.